Cost is one of the most common reasons patients delay dental treatment, and that hesitation can turn a manageable issue into a more complex one over time. At Alber Dental Studio, Dr. Marc Alber and Dr. Lauren Llorente believe that financial concerns should never stand between a patient and the care they need. Whether you are looking to restore a single tooth, straighten your smile with Invisalign, or pursue a more involved procedure, the practice offers several third-party financing solutions designed to make treatment affordable on your schedule.
Financing Information
Third-Party Financing Options at Alber Dental Studio
As a fee-for-service practice, Alber Dental Studio is built around giving patients the highest quality of care without the restrictions that come with insurance network agreements. That commitment extends to how patients pay. Rather than asking patients to pay for everything out of pocket upfront, the practice offers financing options through three established providers, each with their own application process and plan structures.
Financing is available for a wide range of treatments at the practice, from general dentistry services to cosmetic dentistry procedures and more involved restorative work. Patients looking to finance treatment can apply quickly, often with same-day decisions, and begin care without delay. The financing options available at Alber Dental Studio include:
- CareCredit: A widely used healthcare financing card that offers promotional financing options, including 0% interest plans for qualified applicants
- Alpheon Credit: A third-party financing solution with promotional 0% financing available for up to 24 months for qualified patients
- Cherry: A flexible payment plan platform that allows patients to split treatment costs into smaller installments over time
- HSA/FSA funds: Health savings accounts and flexible spending accounts are accepted and can be used alongside or independently of third-party financing
Each of these options gives patients a different path to afford care, and the team at Alber Dental Studio is available to help you understand which option may work best for your situation.
Process
Getting started with financing at Alber Dental Studio is straightforward. From your first conversation with the team to the start of your treatment, here is what to expect.
Discuss Your Treatment Plan
During your appointment, your provider will walk you through the recommended treatment and what it involves. This is the right time to ask questions about the cost of care and to let the team know you are interested in exploring financing options.
Choose a Financing Provider
The team will point you toward the financing providers available at the practice. You can review the options for CareCredit, Alpheon, and Cherry and decide which platform aligns best with your needs. Applications for all three can typically be completed online in just a few minutes.
Apply and Receive a Decision
Most financing applications through these providers return a decision quickly, often the same day. If approved, you will be able to see your available credit or plan options before committing to anything.
Schedule Your Treatment
Once financing is in place, the team will help you schedule your appointment and get started. There is no need to wait or delay treatment once your financing plan is confirmed.
Using Financing for Larger Dental Procedures
Financing Treatment for Dental Implants, Crowns, and Cosmetic Procedures
Dental implants, full-mouth reconstruction, same-day CEREC crowns, and cosmetic treatments such as porcelain veneers or Invisalign are among the most significant investments patients make in their oral health. These are also the procedures where financing tends to have the greatest impact. Being able to spread the cost of a dental implant or a complete smile makeover across a promotional financing period can be the difference between moving forward with treatment and putting it off indefinitely.
At Alber Dental Studio, 0% promotional financing for up to 24 months through qualifying plans means patients can address these needs now rather than waiting until they have the full amount saved. The practice’s focus on fee-for-service care also means that treatment recommendations are based entirely on clinical need, not on what an insurance company is willing to cover. Patients can pursue the full scope of care that is right for them, with financing as a tool to make that plan achievable.
For patients without dental insurance, the practice’s Membership Plan can be used alongside financing to further reduce the cost of care. The membership covers preventive services and offers a discount on additional treatments, reducing the overall balance to be financed.
Frequently Asked Questions
Financing is one of the topics patients ask about most often before committing to treatment. Here are answers to the questions the Alber Dental Studio team hears most frequently.
What financing options does Alber Dental Studio offer?
The practice offers third-party financing through CareCredit, Alpheon, and Cherry. All three are established financing platforms with different plan structures, and 0% promotional financing for up to 24 months is available for qualified applicants through certain plans. HSA and FSA funds are also accepted.
Can I use financing for cosmetic or elective procedures?
Yes. Financing through the practice’s third-party providers can be applied to cosmetic dentistry treatments, dental implants, Invisalign, CEREC same-day crowns, and other elective procedures. There is no restriction on the type of treatment that can be financed, as long as the applicant qualifies through the chosen provider.
What if I’m not approved for financing?
If one financing option does not work out, the practice offers two additional providers to apply through, which increases the likelihood of finding a plan that fits. Patients can also use HSA or FSA funds, pay with cash, check, or credit card, or explore the practice’s in-house Membership Plan as a way to reduce treatment costs. The team at Alber Dental Studio is committed to helping every patient find a path to the care they need, and you can reach out through the contact form to discuss your options before your appointment.
